Welcome To Stretch Investments

A Simple Solution to Financing

Stretch Investments Inc. is a nationwide equipment-finance lender specializing in transportation and construction assets. We deliver same-day credit decisions, flexible programs for A–D credit, and startup-friendly solutions that help businesses get the trucks and machinery they need—fast.

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Success Stories From the Field

Rated 4.8 out of 5

4.9/5 Rating

Trusted Business & Financing Solutions

With real-world experience and a track record of smart, flexible financing, we help business owners move forward—confidently and quickly.

How does it work?

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Welcome To Stretch Investments

A Simple Solution to Financing

Stretch Investments Inc. is a nationwide equipment-finance lender specializing in transportation and construction assets. We deliver same-day credit decisions, flexible programs for A–D credit, and startup-friendly solutions that help businesses get the trucks and machinery they need—fast.

0 K

Success Stories From the Field

Rated 4.8 out of 5

4.9/5 Rating

Trusted Business & Financing Solutions

With real-world experience and a track record of smart, flexible financing, we help business owners move forward—confidently and quickly.

Our Services

What We Offer

Stretch Investments offers a broad range of flexible financing solutions tailored to meet the needs of transportation, construction, and credit-challenged businesses.

Transportation Financing

We offer low-rate terms from 24 to 72 months, flexible model-year and mileage acceptance, and can include warranty and ancillary costs in your financing.

Heavy Equipment Financing

Whether new or used, we fund excavators, skid steers, loaders, and more. Step-payment and seasonal options available for cash-flow flexibility.

Startup Business Financing

We approve businesses with 0–24 months of history. Quick applications, no tax returns needed, and flexible terms designed for emerging operators.

Subprime Credit Solutions

We consider FICO scores as low as 550. Our programs are built to support customers turned down by traditional banks.

Quick-Scan Applications

Submit a simple, scan-and-send application. No need for full financials or tax returns to get started.

Flexible Terms & Structures

From seasonal payments to step structures and deferred starts, we’ll structure your financing around your business’s needs.

Vendor & Private-Party Purchases

We fund both vendor-sourced and private-party equipment, giving you more control over your purchase options.

Ancillary Items Included

We can roll in warranties, GPS units, attachments, and other equipment-related costs into your financing package.

Who We Are

Your Financing Partner in Equipment Growth

Stretch Investments Inc. is an independent, family-owned lender headquartered in Buford, Georgia, serving clients across all 50 states. Since our founding, we’ve focused on a single mission: make equipment financing accessible to every qualified business—regardless of credit tier or time in business.

We combine big-bank resources with boutique-level service, delivering the speed, transparency, and personal attention you expect from a long-term financial partner.

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Years of collective experience

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Remarkable client satisfaction rate

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Successfully created projects

Your Goals Are Our Top Priority.

Allyson Berard, President & Co-Founder

A former equipment sales executive turned lender, Allyson understands both sides of the transaction. Her hands-on approach ensures each client receives custom-fit financing and responsive support from application to funding.
  1. Integrity First – We finance responsibly and communicate honestly.
  2. Speed with Precision – Fast answers backed by meticulous deal structuring.
  3. People over Paper – Credit scores matter, but relationships matter more.
  4. Continuous Improvement – We invest in technology and training to serve you better every day.

there are some Results we have already achieved together!

Professionality
88%
Client service
90%

Why Choose Us

Why Stretch Investments?

Stretch Investments delivers fast, flexible, and transparent financing—backed by personalized service, nationwide reach, and solutions for every credit tier. We find a way forward when others won’t.
  • Same-Day Credit Decisions

    Our streamlined underwriting process turns around approvals in as little as four business hours.

  • A–D Credit Solutions

    From Tier-1 borrowers to challenged credit profiles, we craft terms that keep deals moving.

  • Relationship-Driven Service

    You’ll work with a dedicated finance specialist—no call-center hand-offs, ever.

  • Transparent Fees & Origination

    Clear, upfront cost disclosures and no surprise backend points—period.

  • Nationwide Reach, Local Feel

    Electronic docs and digital signatures mean we can fund anywhere in the U.S. while still picking up the phone like a neighbor.

Our Process

Fast, Flexible, and Built Around You

We keep it simple—just four steps from application to funding.

01

Consultation

We start with a quick call to understand your business, goals, and challenges—beyond just your credit score.

02

Custom Plan

Our team reviews your situation and creates a financing solution tailored to your real-world needs.

03

Quick Approval

Most deals are approved within 24–48 hours. We value speed—because your time is money.

04

Fast Funding

Once approved, we finalize paperwork and fund your deal—often in just a few days.

Testimonials

What Our Clients Say

Real stories from real clients—discover how Stretch Investments helps businesses overcome obstacles and move forward with confidence and speed.

I was new to the business world with no credit history. Stretch reviewed my bank statements and CDL background—and had me on the road in 48 hours.

    Jamal D

    Texas

    After a rough patch and a recent bankruptcy, I didn’t think I had a shot. Stretch built a plan that worked for me. I’m rolling again—and earning.

      Tanya R

      Ohio

      I needed to expand but had a tax lien holding me back. Stretch got creative, used my older equipment as collateral, and helped me move forward.

        Carlos M

        North Carolina

        I’ve been turned away so many times due to my credit. Stretch looked at the whole picture and got me funded in just two days.

          Lisa B

          Florida

          Stretch didn’t just approve me—they explained everything in simple terms and helped me choose the right payment plan.

            David F

            Michigan

            I lost a truck last year and couldn’t find financing to replace it. Stretch worked with my contracts and helped me lease a new one—fast.

              Mike S

              Georgia

              FAQ

              Frequently Asked Questions

              This FAQ section includes frequently asked questions that can help provide clear and concise answers to your questions.

              We finance commercial trucks, trailers, construction equipment, and other heavy machinery for a wide range of industries.

              Typically, we’ll need a valid ID, bank statements, proof of income or contracts, and equipment details. We’ll guide you through it.

              Need More Questions?

              Contact Us For More Information